Don’t Be Lazy When It Comes to Money: Use A Manual Ledger
If you’re like me, you find it really convenient that your credit card or banking institution provides you with a list of your most recent transactions when you log into your online account. It really simplifies the book keeping process and that’s great. Unfortunately, with simplicity comes laziness and with laziness comes mistakes/unwelcomed surprises. I [...]
Chase Quick Deposit on their iPhone App
Follow this link to find detailed steps on How to Activate Chase Quick Deposit for iPhone. After my iPhone App updates are completed, I like to go into each newly updated app and figure out how they were “improved”. From my earlier experiences, it usually just turns out the apps now contained more advertising. However, [...]
How Credit Card Interest is Calculated
There is no simple way to calculate interest on credit cards. There are different values that come into play: Outstanding balance from the month before Annual Percentage Rate of your credit card Number of days in a month your credit card is calculated over Number of days in a year your credit card is calculated [...]
What Are The Benefits to Calculating Your Daily Interest Rate?
After I created the “Calculate Your Daily, Monthly, and Annual Credit Card Interest” page, I was asked numerous times, why did you specifically decide to create that tool and what purpose does it serve? Well, I guess my brief intro on the homepage was a bit too brief. Let me elaborate. Around the time I [...]
How To Build Credit With The Public Savings Bank Secured Visa
I was provided the following article for the Public Savings Bank Secured Visa. In a nutshell, this card allows you to create good credit history while removing the risk of missing a payment, which in turn will improve your credit history. Here are the simple steps they provide on their site: You deposit a minimum [...]
Jobs, Ledgers, and Teenagers (Teaching Kids About Money)
Calculate Credit Card 
Financial Responsibility, Teaching Kids About Money 
Money Management, Teaching ChildrenThis article is part of a series on Teaching Kids About Money. My next suggestion in how to teach kids about money may seem a bit far fetched, but I’m pretty sure it’ll work. Tell them to get a job! Of course, I’m talking teenagers. However, there are options for pre-teens to start making their [...]
Donations and Kids (Teaching Kids About Money)
Calculate Credit Card Financial Responsibility, Teaching Kids About Money Money Management, Teaching ChildrenThis article is part of a series on Teaching Kids About Money. Let’s be honest, most people don’t donate as often as they should. I’m guilty of it myself. But donating to good causes does play in the realm of being financially responsible as a society. And this is something that needs to be introduced [...]
Savings/Checking Accounts for Children (Teaching Kids About Money)
Calculate Credit Card Financial Responsibility, Teaching Kids About Money Money Management, Teaching ChildrenThis article is part of a series on Teaching Kids About Money. I believe many children either don’t have a savings/checking account or they aren’t aware they have one available to them. My own parents were very conscious of making sure they were saving money for my future. It’s taken nearly 30 years for me [...]
Prepaid Credit Cards and Kids (Teaching Kids About Money)
Calculate Credit Card Credit Cards, Financial Responsibility, Teaching Kids About Money Money Management, Teaching ChildrenThis article is part of a series on Teaching Kids About Money. Credit cards have a bad reputation. People view credit cards as an evil doorway to the downward spiral of debt. The truth is, we should all have credit cards. Sure they’re capable of ruining our credit, but ultimately their purpose is to help [...]
Teaching Kids About Money
Calculate Credit Card Financial Responsibility, Teaching Kids About Money Money Management, Teaching ChildrenI was watching CNN recently and one of the topics for discussion was related to how an elementary school in Chicago, Ariel Elementary Community Academy, has integrated money management for kids into their curriculum. The moment I heard about this, I was immediately captivated. I have been meaning to write about this topic for quite [...]
What is the Credit Card Act of 2009?
[ad#inline-blog-ad] You may have heard that the new Credit Card Act of 2009 has been passed by the government to help regulate credit cards more closely. But what is it exactly and what does it mean to you? Hopefully, this brief article will help shed some light on this topic and answer your questions. The [...]
Catch Up On Our Articles
- How to Calculate Average Daily Balance
- Where to Get Your Free Credit Score
- Can Employers Check Your Employment History: Why Employers Check Your Credit
- Credit Inquiry – Hard Pull vs. Soft Pull
- 5 Best Ways To Raise Credit Score
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