Average Daily Balance Calculator for Online Use

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I have received a lot of questions about what the average daily balance is and how it is calculated. To answer the first question, the average daily balance is defined as the average of your balance during the billing cycle. To calculate the credit card average daily balance, you simply take the total balance at the end of each day of the billing cycle, then divide by the number of days.

I figured I’d make it a bit easier for all my visitors and create an online ADB calculator, located to the right.

Read a related article: How to Calculate Average Daily Balance

Read another related article: How Credit Card Interest is Calculated

Enter the number of days within your credit card’s billing cycle then enter the balance at the end of each day. The average daily balance will automatically calculate and display.

Days in Billing Cycle

Average Daily Balance

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