Calculate Your Credit Card ADB
Average Balance Calculator I have received a lot of questions about what the average daily balance is and how it is calculated. To answer the first question, the average daily balance is defined as the average of your balance during the billing cycle. To calculate the credit card average daily balance, you simply take the total balance at the end of each day of the billing cycle, then divide by the number of days.
I figured I’d make it a bit easier for all my visitors and create an online ADB calculator, located to the right.
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