How Long Will It Take to Pay Off Your Credit Card?
Calculate your Average Daily Balance »
Use this credit card payment calculator to instantly help figure out how much you should pay per month in order to get out of credit card debt. You can calculate what your minimum payments should be per month OR you can calculate how many months it will take you to payoff your current balance. Just enter your Annual Percentage Rate (APR) and your balance.
Isn’t that what you’re here for? If not, maybe some of the other calculators will be helpful.
Feel free to send me feedback on my credit card payoff calculator!
Finally, figuring out whether I should transfer my balance to the lower credit card rate even with a transfer fee was great. But now, I ultimately needed to calculate the credit card monthly payment and find out how long it would take me to payoff the credit card. So, I figured out the next step is to create this application.
The form on your right will allow you to figure out how many months it will take you to payoff your credit card OR how much you need to pay per month in order to not exceed the number of months you want to pay your card by.
Enjoy and tell me what else you would like to have calculated for you!
Read a related article: How Credit Card Interest is Calculated
Read another related article: What Are The Benefits to Calculating Your Daily Interest Rate?
Just start entering your numbers below and the calculator will automatically calculate how long it will take to pay off your credit card debt as well as how much you’ll need to pay monthly.
| Fixed Balance | $ | |
| APR (%) | ||
| Monthly Payment | $ | |
| Months until Payoff | ||
| Years until Payoff |