How to Calculate Average Daily Balance
The average daily balance (or daily average balance) is calculated by adding the ending balances of each day for a defined number of days (usually 30 days for credit card calculations) and dividing it by that total number of days. For example: Ending balance for Day 1: $1000.00 Ending balance for Day 15: $2000.00 (because [...]
Where to Get Your Free Credit Score
“Get Your Free Credit Score with Enrollment in CreditReport.com, Where Thousands of People Just Like You Found Answers to Their Credit Questions. Save Yourself Lots of Time and Headaches at No Cost and No Risk to You!” Are you worried about what your current credit score is? Or just curious of how it compares to the public? [...]
Can Employers Check Your Employment History: Why Employers Check Your Credit
"With the job market becoming more competitive as the economy drops, it’s more important than ever to have an edge over the next person." Lets say you’ve received the job interview of your dreams and aced it. On top of that, the interviewer(s) think you’re a great fit and are anticipating giving you an offer. [...]
Credit Inquiry – Hard Pull vs. Soft Pull
Have you heard that whenever your credit report gets accessed, your credit score will get lower as well? This is a bit terrifying and unbelievable, right? Well, I’ve got some news for you. It’s PARTLY true. Now, before you start refusing to protect your identity by regularly check your credit score or get your credit [...]
5 Best Ways To Raise Credit Score
"Be Better Prepared and Learn the Top Five Sure Fire Ways to Raise Your Credit Score! Based Off Of the Credit Score Breakdown." Ways To Improve Your Credit Score: Part 4 of 4 « Read Part 3: Credit Score Breakdown Based on what we know and can reasonably assume on the FICO credit score formula, [...]
credit score breakdown
"Figure Out How the FICO Credit Score is Calculated And Use That Towards Your Advantage To Improve Your Credit Score or Simply To Keep It Up!" Ways To Improve Your Credit Score: Part 3 of 4 « Read Part 2: Credit Score Meaning The FICO Score formula, created by the Fair Isaac Corporation, is proprietary [...]
Credit Score Meaning
"Credit Scores Go Beyond Banks and Loans, They Affect Many Parts of Your Life. Learn What A Credit Score Means" Ways To Improve Your Credit Score: Part 2 of 4 « Read Part 1: Ways To Improve Your Credit Score Are you trying to figure out what your credit score means to you? Are you [...]
Ways To Improve Your Credit Score
Learn What A Credit Score Means To You, How A Credit Score is Calculated, and Some Quick Tips on Improving Your Credit Score! With the recent financial hardships millions of Americans are facing, it’s more important than ever to make sure you’re protecting and taking steps to improve your credit score. Through this short series [...]
10,000+ Baby Boomer Retiring in 2011 Problems
So CNN has just reported that there will be ten thousand (10,000) plus workers ready to file for retirement. Unfortunately, a majority of them are not prepared, mainly due to not having enough saved. Now, it’s not completely their fault, as our economy has hit some rough spots and their retirement funds didn’t profit as [...]
Don’t Blame Credit Cards
Calculate Credit Card 
Credit Cards, Financial Responsibility, Teaching Kids About Money 
Money ManagementIt’s noticeable that credit cards have gotten a very bad reputation over time. Credit cards are typically associated with negative connotations, such as high debt, bankruptcy, and simply fear. It’s time to stop misdirecting the blame of these negative attributes to an inanimate object and start looking at ourselves, the consumers. With proper money management [...]
8 Reasons Credit Cards Are Better Than Debit Cards
Based on a recent article from the National Retail Federation, consumers will be relying less on credit cards this holiday season. In fact, it’ll be the lowest since 2002. People are making this decision because they want to actively budget they’re spending on gifts. I believe this a strategy that works well, but if you [...]
How to Activate Chase Quick Deposit for iPhone
As a follow up to my article, “Chase Quick Deposit on their iPhone App“, I wanted to walk people through the steps on how to activate your Chase Quick Deposit feature. Here are the seven (7) easy steps: On your iPhone, open the Chase app. Press the “Deposits” button. A welcome screen appears. Press the [...]
Catch Up On Our Articles
- How to Calculate Average Daily Balance
- Where to Get Your Free Credit Score
- Can Employers Check Your Employment History: Why Employers Check Your Credit
- Credit Inquiry – Hard Pull vs. Soft Pull
- 5 Best Ways To Raise Credit Score
Categories
- Credit Cards
- Credit Score
- Debit Cards
- Employment
- Financial Responsibility
- Productivity Tools
- Teaching Kids About Money